body{margin-top:0px;margin-left:0;margin-right:0;}
div, td{Font-Family:arial;Font-Size:13px;}
.ar12{Font-Family:arial;Font-Size:12px;}
.ar12FAQ{Font-Family:arial;Font-Size:12px;color:#000000;padding-top:3px}
.ar12Comp{Font-Family:arial;Font-Size:12px;color:#000000;padding-left:6px}
.ar11{Font-Family:arial;Font-Size:11px;}
.ar10{Font-Family:arial;Font-Size:10px;}
.Menu{Font-Family:arial;Font-Size:12px;background:#edf0f9;padding: 5px 5px 5px 5px}
.Footer{Font-Family:verdana;Font-Size:10px;color:white;}
.ver11{Font-Family:verdana;Font-Size:11px;}
.ver10{Font-Family:verdana;Font-Size:10px;}
.features{Font-Family:verdana;Font-Size:10px;padding-right:5px;height:21px}
a:link	 {Color:#3B566D;Text-Decoration:underline}
a:visited{Color:#3B566D;Text-Decoration:underline}
a:hover	 {Color:#63819B;Text-Decoration:underline}

a.nav:link	 {Font-Family:verdana;Font-Size:11px;Color:#ffffff;Text-Decoration:none}
a.nav:visited{Font-Family:verdana;Font-Size:11px;Color:#ffffff;Text-Decoration:none}
a.nav:hover	 {Font-Family:verdana;Font-Size:11px;Color:#f9fcac;Text-Decoration:none}

.HTop{Font-Family:arial;Font-Size:15px;color:#152d75;margin-top:15px}

.header1{ background-image:url(Images/HeaderNew_bg.gif) }
.header2{ background-image:url(Images/Header_BG.png) }
.FooterBG{ background-image:url(Images/FooterBG.gif); height:30px; }
.spc{padding-top:5px}

h2{margin:0px;padding:0px; color:#012f7a;font-family:Verdana;font-size:15px;margin-bottom:10px;}